Blogs
Four Ways to Optimize Your Employee Benefits
Do any of the following appeal to you: High returns on your investment? No questions asked life insurance? Free massages?Have you fully evaluated your employer’s benefits to optimize your participation? The below are some tips on what to consider when opting in and...
5 Tips For Personal Tax Season
April 30th is quickly approaching – are you ready to file your taxes?For some, this time of year is overwhelming. The below are some tips to help ease the process and ensure you maximize your return. Tip #1 – FILE your tax returnEven if you think you do not owe...
Time vs. Money – Which is on your side?
A big misconception about investing is that it takes a lot of money to make a lot of money. What it takes is some money and a lot of time. Time is a crucial component to investing.The time value of money is the idea that money available at the present time is worth...
5 Tax Tips for Employees
As an employee, most think that the only way they can ‘save’ on their taxes is to contribute to an RRSP. However, there are other opportunities to save and benefit!Below are some tips that may be applicable to you to help maximize your tax savings and benefits. Tip...
Do You Truly Know Your Spending Habits?
Saving is important; however, it doesn’t come easy for everyone. A common challenge is identifying activities or habits in our everyday lives which may seem minimal on an individual basis, but in aggregate account for a significant portion of annual earnings.“Beware...
5 Steps to Achieve Financial Independence
In my earlier posts, I spoke to the fact that many Canadians lack knowledge when it comes to their finances resulting in financial stress.If you are part of that statistic, the below are some tips to help yourself climb out of debt and live a financially independent...
To RRSP or not RRSP
It’s February – have you talked to your financial advisor about your RRSPs?A popular belief among many Canadians is that you should contribute to your RRSP as it provides significant tax savings, while also helping you plan for retirement. While popular, I challenge...
Ladies: 51% Of Us Do This
According to the Financial Planning Standards Council 2016 survey of Canadians, women report more financial stress than men. For instance, 51% of women report losing sleep over financial stress compared to 40% of men. Another self-reported indicator is that 30% of...
How Sound is Your Financial Future?
Most people who know me know that I love anything to do with personal finances and money management. I can talk forever on these areas, often offering advice and guidance to anyone who asks. I was so excited when I discovered the TV show ‘Til Debt Do Us Part’ and...